Finance Your Car

Financing your used car purchase at Driving Cleaner Cars is simple. With competitive rates available.

 

Used Car Finance

At DCC, we offer affordable, competitive used car finance deals to customers in Hampshire and across the UK. Our wide range of car finance options are designed to make the car you want accessible and affordable.

We can arrange a finance package to suit your budget and situation, making sure that buying a used car with us is a fast and straightforward process. Our available used car finance deals include:
• Hire Purchase (HP)
• Personal Contract Purchase (PCP)
• Lease Purchase
• Contract Hire

Additionally, we have access to a wide range of finance providers and products so that you can be sure of getting a finance deal with competitive rates from as low as 6.9% APR.

Finance Your Next Car with DCC - Browse Our Stock

  

Used Car Finance Options

 

HP Deals on Used Cars

Talk to our used car finance specialists to find an HP used car deal that ticks all the boxes. We’ll establish which used cars in stock you are interested in and determine the best finance packages available to suit your needs.

What is Hire Purchase Finance?

With hire purchase finance, you pay a deposit, and then the remaining amount borrowed is spread across monthly repayments. Choose hire purchase if you plan to repay the full cost of the vehicle and desire to own the vehicle at the end of the agreement.

The amount you borrow is secured against the vehicle. Repayments are fixed throughout the agreement and spread equally throughout the term.

 

PCP Deals on Used Cars

If you are looking for a great PCP deal on your next used car speak to DCC. We offer great rates on PCP agreements with flexible terms which can be tailored to your monthly budget.

Our finance specialists have access to competitive rates from a wide range of lenders meaning we can always find you a great used car Personal Contract Purchase deal. Speak to our team about your used car finance options today.

 

What is Personal Contract Purchase?

Like hire purchase, with personal contract purchase (PCP), you pay a deposit and then the remaining amount borrowed is split into monthly instalments. PCP is great if you want to change or upgrade your car at the end of the agreement but also want the option to hand it back at the end of the agreement.

With PCP, the finance lender will guarantee the minimum the vehicle will be worth at the end of your agreement based on the agreed annual mileage and maintenance of the vehicle (any excess mileage and/or damage may incur additional charges). This value is known as the ‘Guaranteed Minimum Future Value’ and by deferring this amount to the end of the term, you could benefit from lower fixed monthly payments compared to other products such as HP.

The finance is secured against the vehicle. Repayments are fixed throughout the agreement and spread equally throughout the term.

At the end of the PCP agreement, you’ll have three options:

  1. Part-exchange it – use any value left in your vehicle to part-exchange it for a new one
  2. Buy it – pay off the final payment (Guaranteed Minimum Future Value plus the Option to Purchase Fee (OTP) in one lump sum and become the legal owner
  3. Hand it back – simply hand back the vehicle and the keys, pay any charges incurred, and walk away.

 

Bad Credit Car Finance

If you have had trouble getting a used car elsewhere then give us a call to see if we can help, we have flexible finance deals to suit all budgets. The vehicle finance options offered by DCC help you to own your ideal used car sooner and at a smaller cost than you may expect. We can also tailor finance packages to suit your needs, with features such as nil advance payment and Guaranteed Future Values.

Our finance specialists have access to a wide range of finance companies, lenders, and banks, so if you have bad credit speak to DCC to see if we can help.

We strive to obtain the best deals for our customers and make sure you get a tailor-made finance package for your used car.

Apply online today or give us a call for a friendly chat about your options.

 

Finance Your Next Car with DCC

If you are looking to purchase a used car on finance or need more information about it, don’t hesitate to contact Driving Cleaner Cars. Our team of experts will be happy to answer all your questions and walk you through the options available to you.  

At DCC, we make the experience of acquiring a used car easy, flexible, and personalised. Browse and buy cars online or come in person to any of our local dealerships in SouthamptonFareham, or Waterlooville

 

 

How does car finance work?

  • What is PCP?
  • What is dealer finance?
  • What is HP?

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Reviews

5.0
  • This has been the best experience I have had when buying a car, the staff are very friendly and always answered questions. I reserved the car from over 100 miles away and went to test drive it, the car was then delivered to me which was perfect. The checks that this company do before delivering the ... Read More

    This has been the best experience I have had when buying a car, the staff are very friendly and always answered questions. I reserved the car from over 100 miles away and went to test drive it, the car was then delivered to me which was perfect. The checks that this company do before delivering the car is amazing and very reliable, I opted for the life time warranty which is an amazing warranty when buying a luxury car. I would 100% recommend this company to anyone.

    Best Experience Buying A Car
  • Went to DCC cars for my new car this week and dealt with Kevin. Super helpful the whole way through and managed to sort me lots of extras that are massively appreciated! He was so quick to respond and amazing at explaining how everything would work with the car/finance. Would 1000% recommend coming ... Read More

    Went to DCC cars for my new car this week and dealt with Kevin. Super helpful the whole way through and managed to sort me lots of extras that are massively appreciated! He was so quick to respond and amazing at explaining how everything would work with the car/finance. Would 1000% recommend coming here and asking for Kevin!

    Super Helpful
  • I have just bought a new car through Josh and the team at DCC - I found them responsive from the get-go and very straightforward to deal with. Josh was extremely easy to deal with and highly communicative throughout. They gave me a sensible figure for my own car on part-ex and I wouldn't hesitate to... Read More

    I have just bought a new car through Josh and the team at DCC - I found them responsive from the get-go and very straightforward to deal with. Josh was extremely easy to deal with and highly communicative throughout. They gave me a sensible figure for my own car on part-ex and I wouldn't hesitate to recommend them, or use them again

    Responsive From The Get-Go
  • Very friendly, no pressure whatsoever, genuinely seemed interested in finding me a suitable car. Would definitely recommend as I haven’t been to a car dealership before where they are so nice!

    Very friendly, no pressure whatsoever, genuinely seemed interested in finding me a suitable car. Would definitely recommend as I haven’t been to a car dealership before where they are so nice!

    Very Friendly, No Pressure!
  • Rich at DCC Fareham is the best car sales person I've dealt with - first class customer service hassle free and relaxed - making it a pleasure to buy from DCC. Always a great choice of quality cars to choose from so no need to look anyway else. Buy your next car from Rich at DCC!

    Rich at DCC Fareham is the best car sales person I've dealt with - first class customer service hassle free and relaxed - making it a pleasure to buy from DCC. Always a great choice of quality cars to choose from so no need to look anyway else. Buy your next car from Rich at DCC!

    First Class Customer Service
  • Wonderful dealership, transaction was smooth and stress free from start to finish with the help of Estelle and Danny. We are delighted with the car, it was exactly as described and has super low mileage. Delivered for free in time for my daughters 21st birthday. Danny taxed it for us with no fuss. T... Read More

    Wonderful dealership, transaction was smooth and stress free from start to finish with the help of Estelle and Danny. We are delighted with the car, it was exactly as described and has super low mileage. Delivered for free in time for my daughters 21st birthday. Danny taxed it for us with no fuss. They even helped us keep the secret by writing 'hire car' on the keyring, so as not to raise suspicion. Perfect down to the very last detail. Thank you!

    Wonderful Dealership
  • Recently bought a new car and dealt with Radu who was fantastic. He was so helpful and kept me up-to-date and informed throughout the whole process. The delivery driver was also super friendly and would definitely recommend DCC to anyone.

    Recently bought a new car and dealt with Radu who was fantastic. He was so helpful and kept me up-to-date and informed throughout the whole process. The delivery driver was also super friendly and would definitely recommend DCC to anyone.

    Would Recommend DCC To Anyone
  • We just wanted to leave a review to say how pleased we were with the whole experience, from George Parker to the lovely delivery guy Jacob. . So pleased with the car.

    We just wanted to leave a review to say how pleased we were with the whole experience, from George Parker to the lovely delivery guy Jacob. . So pleased with the car.

    Pleasant Experience
  • Brilliant service. I bought a car from overseas in the Channel Islands over the phone. The car was delivered on time to the docks and shipped over to me. The car was as described and I am very pleased. The videos and photos at my request really helped. Appreciate all the time you spend Ollie. Will n... Read More

    Brilliant service. I bought a car from overseas in the Channel Islands over the phone. The car was delivered on time to the docks and shipped over to me. The car was as described and I am very pleased. The videos and photos at my request really helped. Appreciate all the time you spend Ollie. Will not hesitate to use again.

    Brilliant Service
  • These guys are so good I’ve bought my last 8 cars from them for both my wife and I - don’t even bother to look anywhere else as I know I’ll get a great deal on my new car and trade-in with first class customer service. I’m so happy with them that I buy cars off the web withou... Read More

    These guys are so good I’ve bought my last 8 cars from them for both my wife and I - don’t even bother to look anywhere else as I know I’ll get a great deal on my new car and trade-in with first class customer service. I’m so happy with them that I buy cars off the web without seeing them first knowing that everything will be great. Big shout out to Rich who’s the boss when it comes to a hassle free purchase - I had my new car on the drive in less than 4 hours today - where else can you get that level of service? Check out DCC!

    These Guys Are So Good